Whop Fees in 2026: No Monthly Fee, No Platform Cut, and Why Choose Easyapp Instead

Whop fees in 2026 are a rate on each payment rather than a subscription: no monthly fee, no setup fee and no platform commission, according to Whop's own fee schedule read on 16 September 2026. The first line applies to every sale, card processing at 2.7% plus $0.30 per domestic transaction, with 1.5% more on international cards and 1% more for currency conversion; the next lines are optional modules, 0.8% for orchestration, 0.5% for billing, 2% for tax and remittance when tax is collected, and 1.25% on affiliate sales. Whop's own example puts the total at 6% plus $0.30 with every module on. What the fee buys is a sale inside Whop: the buyer holds a Whop account and pays through Whop. A Mini App for creators, the category we call Mini Apps for Creators, is the opposite trade: the sale, the home screen icon and the notification carry the creator's own name, and one of the two fee structures on this page is ours.

This page is written by Easyapp, the Mini App platform for creators, and our own plans are on the same table: Creator, free with a 5% fee on web sales, and Creator Pro at $15 a month with 0%. Four reasons to pick that row over Whop: the buyer is inside your own app, under your own icon, rather than inside Whop's; the notification that brings them back carries your name, not a platform's; a web sale runs through Stripe in your own account with no iOS markup; and the whole thing is live the moment you tap Publish, free to start. If you want the buyer inside your own app rather than on Whop, that is the row to read.

What does Whop actually charge on a sale?

Whop's fee schedule has five kinds of line, and only the first applies to every sale. Card processing is charged on each payment. Modules are charged only when a seller turns them on. Fraud screening is charged per transaction where it runs. Disputes are charged per event. Payouts are charged per transfer, at a price that depends on how fast the money moves.

Source: Whop fee schedule at docs.whop.com/fees, read 16 September 2026. Whop's seller terms, updated 14 July 2026, define what reaches the seller as the net purchase price "minus: (i) payment processing fees, (ii) applicable taxes, and (iii) our service fee", and send the amounts to that fee page. On the fee page, read the same day, no service fee appears beyond processing and the optional modules.

One more line sits outside Whop's fee schedule because the fee is Apple's rather than Whop's. Whop's documentation on in-app iOS purchases, read 16 September 2026, states that Apple processes all one-time purchases under $700 made through the Whop iOS app with its in-app purchasing system and charges a 30% fee, which Apple receives and Whop does not; Whop offsets it by raising the price of those products by 42.86% on the iOS app only; subscriptions and purchases of $700 or more go through Whop's web checkout without the 30%; and Apple remits iOS purchases to Whop up to 75 days after the transaction. Whop's iOS developer guide, read the same day, adds that apps built with its iOS SDK use Whop's own processing in the United States, 2.7% plus $0.30 against what the guide calls Apple's 15-30%, and fall back to Apple's StoreKit elsewhere, so the answer depends on where the buyer is and what is being bought.

The base rate is the number that travels. Whop's 2.7% plus $0.30 sits below the 2.9% plus $0.30 that a standard United States Stripe account pays directly, and it is a rate on the payment rather than a platform fee, which is why Whop's row looks different from every subscription platform in our creator platform fee data set.

What are Whop's optional modules, and when do they cost money?

A Whop module is an add-on service that switches on a percentage fee per transaction, and Whop's fee schedule, read on 16 September 2026, lists four of them. Orchestration adds 0.8% when enabled; billing adds 0.5% when enabled; tax and remittance adds 2% when enabled and tax is collected; affiliate processing adds 1.25% on sales that arrive through a Whop affiliate. With every module on and tax collected, Whop's own example lands at 6% plus $0.30 on a domestic card, compared to the 2.7% plus $0.30 base. None of the four is a platform commission: each is a rate on the payment, applied only when the seller turns it on, which is why two sellers on Whop can pay different percentages on the same $50 sale. The tax module is the one to read twice, because whether it is on decides who handles the tax, and the answer is in Whop's seller terms rather than on the fee page.

Fraud screening sits outside the modules. The 3D Secure check costs $0.03 and Radar screening costs $0.07 per transaction where they run, which on a $50 sale is a fifth of a percent between them.

Who is the seller of record on Whop, and who handles the tax?

Whop is the merchant of record for the card payment and nothing else, in its own words. The seller terms, updated 14 July 2026, put it in two sentences:

"Whop acts as merchant of record for the purpose of card network rules and payment settlement only"

"You are the supplier of the Products for all other purposes, including for value-added tax, sales tax, consumer protection, and content licensing."

Merchant of record is the party that legally counts as the seller, which means the party that registers for sales tax, collects it and pays it over, and on Whop that role is split, in Whop's own words. The seller terms, updated 14 July 2026, state that Whop acts as merchant of record for card network rules and payment settlement only, and that the seller is the supplier for value-added tax, sales tax, consumer protection and content licensing. Tax remittance is available as the 2% module, priced per transaction when tax is collected; that is how it works for a Whop seller who wants the filing handled. Gumroad, compared to that, is a full merchant of record since 1 January 2025 and handles worldwide tax inside its 10% plus $0.50 fee, read on 25 August 2026. On Easyapp, payments land in the creator's own Stripe account, so the creator is the seller and the tax is the creator's.

The column that ranks platforms by who files the tax, across fifteen of them, is in the fee data set.

How much does Whop cost at $1,000 a month?

Three numbers, because the modules change the answer. The assumptions are ours: 20 sales of $50, domestic cards, no financing, no affiliate sales, one next-day payout a week.

Add $10 a month for four next-day payouts at $2.50 each. At $10,000 a month with 200 sales the three totals scale to $330, $530 and $660, and the payout line stays at $10. International cards add 1.5% to the sales they apply to, and a currency conversion adds 1% more.

The arithmetic on a Mini App runs on two lines instead of a schedule. On Easyapp's free Creator plan the platform fee is 5% of web sales, $50 on the same $1,000, and Stripe's processing fee of 2.9% plus $0.30 is charged separately by Stripe in the creator's own account. On Creator Pro, at $15 a month or $150 a year, the platform fee is 0%, so the $15 is the whole Easyapp line at any sales volume; once monthly Stripe sales pass $300, Pro's $15 costs less than Creator's 5%. Whop and Easyapp are not forced onto one row here, because the fee buys a different thing on each, which is the next section.

Where does the money actually differ between Whop and Easyapp?

Whop's fee is a rate on the payment, and what it buys is a sale that happens inside Whop; a Mini App's fee buys a sale that happens under your own name.

The Whop fee is a rate on the payment, and what it buys is membership in Whop: the buyer creates a Whop account, pays in Whop's checkout, joins the product through Whop and receives Whop's notifications. Whop's own documentation, read 16 September 2026, describes the platform as accepting payments, sending payouts, distributing apps through the Whop App Store and providing real-time messaging, forums and notifications, and that plumbing is Whop's strength. A Mini App, compared to that, is the opposite arrangement: the buyer opens the creator's link, pays by card through Stripe in the creator's own account, adds the creator's icon to the home screen and receives notifications sent in the creator's name, to followers who add the Mini App to their home screen and opt in. Adding to the home screen and allowing notifications are separate choices, and support varies by device and browser. Whop can style its notification icon too; the difference is which app the buyer is inside, Whop's or the creator's own.

Two of Whop's own documents draw that border in Whop's words. The notifications guide, read 16 September 2026, says notifications appear in the Whop mobile app and web interface and display the experience avatar, the account avatar or both by default; that is the strength, a seller reaches every member without leaving Whop, and the Whop app is where the member lands. Whop's article on what a whop is, updated 18 August 2026, describes Whop Discover as the place where buyers check out the top whops by category or explore trending searches, which is a way to be found that a link in a bio does not give you. Whop's documentation also opens its payment and other services to apps built outside Whop through its API. On the Mini App side the same three things run in the creator's name: the notification is delivered by the creator's own Mini App under the creator's icon; the Link service connects outside tools into the Mini App today, and Easyapp Store API, coming very soon, runs the other way and opens Easyapp's membership, payment and other services to an app the creator builds elsewhere; and discovery is live today in Easyapp Store, on the web and in the Store app, where Mini Apps are listed and found, a channel rather than a result; the checkout inside the Store is what arrives next.*

The difference is a category difference rather than a feature difference, and it is the reason the two fee schedules should not be added up into one ranking. Whop sells membership in Whop, with excellent plumbing behind it. A Mini App sells a place under the creator's brand, which is what the category is about.

Why choose Easyapp over Whop

Whop's plumbing is excellent, and nothing above says otherwise. These are the reasons to pick a Mini App over a whop, in the order they matter.

The buyer is in your app, not in Whop's. On Whop the buyer creates a Whop account, pays in Whop's checkout and joins through the Whop app. On a Mini App the buyer opens your link, adds your icon to the home screen and pays by card through Stripe in your own account; there is no platform account between you. Adding to the home screen and allowing notifications are separate choices, and support varies by device and browser.

Your name on the notification. Whop's own guide says its notifications appear in the Whop app and show the experience or account avatar. A Mini App's notification is sent by your own app, in your name, to followers who opt in, up to 100 on Creator and unlimited on Creator Pro.

No iOS markup on a web sale. Whop's documentation prices one-time purchases under $700 inside its iOS app at Apple's 30% and marks those prices up 42.86% on iOS to cover it. A Mini App sells on the web through Stripe in your own account at 5% on Creator and 0% on Creator Pro, and the price you set is the price the buyer sees.

Live in minutes, with no app store between you and your audience. AI builds the first version in 2-3 minutes from a description or your website, and the Mini App is live at its own address the moment you tap Publish: no review step, no developer account, no store listing to buy.

Free to start, priced to grow. Creator costs nothing: no subscription fee, 5% on web sales, all fifteen services. Creator Pro is $15 a month or $150 a year with 0% on web sales, and the switch pays for itself once your monthly Stripe sales pass $300.

The store checkout is on its way, and Easyapp Store itself is already live. Easyapp Store is live today on the web at easyapp.ai/store and as the Easyapp Store app on the App Store and Google Play, where Mini Apps are listed and found; what arrives next is the checkout inside it, and the Mini App you build now is the one it lands on. Inside Easyapp Store, digital purchases and subscriptions go through Apple's or Google's own checkout, with saved payment details and the familiar subscription settings. On iPhone those purchases run under Apple's Mini Apps Partner Program, so Apple's commission is 15% instead of the standard 30% on qualifying purchases. Easyapp's fee is 5% on Creator and 3% then 2% on Creator Pro; Apple's or Google's fee applies separately.* Your Mini App stays on the web at the same link; the follower moves to the store checkout only at the moment of paying for something digital, then comes back.

* In-app payments through Easyapp Store are coming very soon. The launch follows technical integration and platform approvals.

If this is your situation, Easyapp is built for it

Easyapp is built for the creator who sells digital products, coaching, courses or a community and wants the buyer inside their own brand rather than inside a marketplace, and what you pay for that is printed. Creator is the free plan: no subscription fee; 5% on web sales; all fifteen services included; notifications in the creator's name to up to 100 followers who opt in. Creator Pro is the paid plan, at $15 a month or $150 a year: 0% on web sales; no notification limit; the Easyapp branding removed. Payments run through the creator's own Stripe account on both plans, which means Stripe's fee is a separate line, and the Mini App is live at its own easyapp.ai address the moment the creator taps Publish, with no review step. AI builds the first version in 2-3 minutes from a description or the creator's website, and connecting a custom domain is free through 31 December 2026, then a one-time $19.99.

Inside Easyapp Store, digital purchases and subscriptions go through Apple's or Google's own checkout, with saved payment details and the familiar subscription settings. On iPhone those purchases run under Apple's Mini Apps Partner Program, so Apple's commission is 15% instead of the standard 30% on qualifying purchases. Easyapp's fee is 5% on Creator and 3% then 2% on Creator Pro; Apple's or Google's fee applies separately.* Set against the 30% that Whop's own documentation prints for one-time purchases inside its iOS app, that is the difference the second surface is built for.

Prices are in USD. Easyapp fees are calculated on sales. Stripe, Apple, and Google fees apply separately. All fifteen services are included in both plans.

* In-app payments through Easyapp Store are coming very soon. The launch follows technical integration and platform approvals.

What that looks like for a seller who is on Whop today: the products stay for sale where they are while the Mini App goes up beside them, because the Link service connects an existing Whop page, a Calendly booking page or a Gumroad product to the Mini App. The creator announces the Mini App to the audience, watches who adds it to the home screen and who opts into notifications, and moves the next product launch to Shop, where the payment lands in the creator's own Stripe account. Subscriptions, payment details and archives do not move automatically from one platform to another, on Whop or anywhere else, so the migration is one product at a time.

Where to start

Three steps, and the first two take an afternoon. Download the Easyapp app on iPhone or Android and describe your business in a sentence or paste your website address; AI builds the first version of your Mini App in 2-3 minutes. Replace the generated text and images with your own, connect your Stripe account so that Shop can take payments, and add your existing Whop page or booking link through the Link service. Tap Publish, and the Mini App is live at your easyapp.ai address that moment; put the link in your bio and announce it to your audience. Start free on the Creator plan, and switch to Creator Pro when your monthly Stripe sales pass $300. If the question underneath all this is what each platform takes from a creator's sales, what creators actually keep is where the four big platforms are worked through from scratch.

If the question underneath all of this is why Easyapp at all, that page makes the whole case in one place, plans, services and prices included.

Frequently Asked Questions

Does Whop charge a monthly fee?

No. Whop's fee schedule, read 16 September 2026, lists no monthly fee, no setup fee and no platform commission. A seller pays card processing at 2.7% plus $0.30 per domestic transaction, plus any optional module they switch on, plus payout and dispute fees when those events happen.

What percentage does Whop take on a sale?

There is no platform percentage. The base cost is card processing at 2.7% plus $0.30, with 1.5% more on international cards and 1% more when a currency is converted. Optional modules add 0.8% for orchestration, 0.5% for billing, 2% for tax and remittance when tax is collected, and 1.25% on affiliate sales. Whop's own example puts the total at 6% plus $0.30 with every module on and tax collected.

Does Whop handle sales tax for me?

Only if you turn on the tax and remittance module, which costs 2% per transaction when tax is collected. Whop's seller terms, updated 14 July 2026, state that Whop is merchant of record for card network rules and payment settlement only, and that the seller is the supplier for value-added tax, sales tax, consumer protection and content licensing.

How do Whop's fees compare with Easyapp's?

They are built differently. Whop takes a rate on the payment, 2.7% plus $0.30 and whichever modules are on, with no monthly fee. Easyapp's free Creator plan takes 5% on web sales and Creator Pro takes 0% at $15 a month or $150 a year, with Stripe's own processing fee separate in both cases and payments in your own Stripe account. What the fee buys is different too: on Whop the buyer is a member of Whop; in a Mini App the buyer is inside your own app, under your own icon, and the notification that brings them back carries your name.

How does Whop pay out, and what does a payout cost?

Whop's fee schedule lists $2.50 for a next-day bank transfer, 4% plus $1 for an instant bank deposit, 5% plus $1 for a crypto or Venmo payout, and $23 for a bank wire. Payouts to local banks outside the United States are priced by country.

Update log

16 September 2026, night. Easyapp Store described as live, on the web at easyapp.ai/store and as the Easyapp Store app, where Mini Apps are listed and found; the footnote now says that in-app payments through Easyapp Store are coming very soon, which is the part that is not yet launched. The reasons-to-choose section and the title were added the same night.

16 September 2026. First publication. Whop's fee schedule, seller terms, its own article on selling digital products, its in-app iOS purchase and iOS developer documentation, its notifications guide and its article on what a whop is, all read on 16 September 2026. Gumroad's merchant-of-record status and fee from its pricing page, read 25 August 2026. Easyapp plans and fees as published on 13 September 2026. The $1,000 and $10,000 scenarios are our arithmetic on Whop's published rates, with the assumptions stated next to them.

We refresh this page when Whop changes its fee schedule or seller terms, and on 16 March 2027 at the latest. When the data changes, the modified date moves.

Sources